Rental Properties

Your Rental Is in Your Personal Name: The Slip-and-Fall Math on What That Exposes

Most California landlords hold rentals the way they bought them; in their own name. It’s easy, until a claim exceeds the insurance policy. Here’s the exact dollar math on what personal-name ownership exposes, what an LLC actually protects (and doesn’t), and the three pitfalls, due-on-sale, Prop 13 reassessment, and out-of-state LLCs, that trip up DIY transfers.

You Just Got Licensed. Read This Before You Form an LLC for Your Practice

You got licensed, clients are lining up, and forming an LLC feels like the obvious next step — except for most California healing-arts professions, the law generally doesn’t allow it. This guide breaks down what the Moscone-Knox Act actually requires, who can own shares in your practice, and how to set up the right entity the first time.

Featured image for CSD Business Law blog post on California AB 5 and the ABC Test for worker classification — San Diego business law firm

California AB 5 and the ABC Test: How to Avoid a Six-Figure Worker Misclassification Mistake

You can call someone an independent contractor, pay them on a 1099, and both agree in writing that’s what they are. Under California law, none of that decides the question. The state does, using a test that presumes your worker is an employee until you prove otherwise.
Here’s how AB 5 actually works, why creative businesses get caught more than most, and how to check your own exposure before the state does it for you.

S-Corp vs. LLC in California — CSD Business Law San Diego business attorney Chris Damelio

S-Corp vs. LLC in California

Heard from your CPA that an S-Corp election might save you money? In most states, the math is straightforward. In California, it is not. A unique 1.5% franchise tax on S-Corp net income changes the breakeven entirely, and most online calculators ignore it. This post shows you the real numbers, the real compliance costs, and when the election actually makes sense for a California LLC owner.

5-Ways-Founders-Accidentally-Weaken-Their-Own-LLC

5 Ways Founders Accidentally Weaken Their Own LLC — And How to Fix Them

You filed your LLC. But is it actually protecting you?
Filing your articles of organization is just the first step. The habits you keep after formation are what determine whether your liability shield holds up when it matters most.
After 15 years working with 500+ California businesses, Chris Damelio sees the same five mistakes eroding LLC protection time and again. None of them are dramatic. All of them are fixable.
If you formed your LLC on your own or through an online service, this is worth reading before a problem makes it urgent.

California Articles of Organization LLC formation document on a desk with a pen and laptop, with the San Diego skyline in the background — How to Form an LLC in California in 2026, CSD Business Law

How to Form an LLC in California in 2026: The Steps the $70 Filing Page Won’t Tell You

You can file the paperwork to form a California LLC in an afternoon, for $70. Whether that LLC actually protects you — or quietly leaves you exposed — comes down to the parts the filing page never mentions: entity choice, the franchise tax that’s no longer waived, the operating agreement most owners skip, and the compliance habits that keep your liability shield intact.

Los Angeles skyline and palm trees illustrating buying or selling a small business in California legal checklist.

Buying or Selling a California Business: A Legal Checklist

Buying or selling a California small business is one of the biggest transactions of your professional life, and most owners enter it with a broker-provided template and no legal review. This checklist covers everything from asset sale structure and due diligence to non-compete limits, lease assignment traps, and the closing documents brokers routinely leave out.

San Diego skyline and palm trees illustrating commercial lease clauses and legal guidance from CSD Business Law.

Before You Sign a Commercial Lease in San Diego: 12 Clauses That Can Cost You $100,000+

Before signing a commercial lease in San Diego, business owners should understand the clauses that can create massive financial exposure later. This guide breaks down 12 high-risk lease provisions — from personal guarantees and CAM charges to relocation clauses and holdover rent — and explains what to negotiate before you sign.

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